Where can I cash a post-dated check near me?

Where can I cash a post-dated check near me?

You can get post-dated checks cashed from most banks, credit unions, and check cashing stores….Here is a list of banks that will cash your post-dated check:

• Chase Bank.
• Wells Fargo.
• HSBC.
• Citibank.
• PNC Bank.
• KeyBank.
• BB.
• Bank of America.

Are post-dated checks legal in NC?

According to Jessica Smith, North Carolina Crimes 316 (6th ed. 2007), “[a] postdated check is not covered” by the statute.

Does Walmart cash post-dated checks?

The types of checks that Walmart won’t cash include: Post-dated checks. Non-MoneyGram money orders. MoneyGram money orders not issued at Walmart.

Who takes post-dated checks?

A signed check immediately becomes legal tender that a bank can deposit or cash before the indicated date on the check. Therefore, a bank will be able to accept a check if it is dated and signed. Ask your bank or credit union for their specific policy for postdated checks in their account disclosures.

Can I deposit a check earlier than the date?

So, yes, you can deposit a post-dated check before the date shown, but it isn’t advised. Be prepared for the possibility that the check funds won’t be available. Not only do you not want to incur an insufficient funds fee, you don’t want to go through the trouble of obtaining a reissued check.

Where can I cash my stimulus check without an ID near me?

Where Can I Cash My Stimulus Check Without an ID Near Me?

• Your Bank or Credit Union – Your current financial institution will cash your check even without proof of identification.
• Mobile deposit – Use the mobile app from your financial institution (brokerage, bank, etc.) to deposit and cash the check online with an ID.

Can post-dated checks be cashed early?

Can a bank or credit union cash a post-dated check before the date on the check? Yes. Banks and credit unions generally don’t have to wait until the date you put on a check to cash it. However, state law may require the bank or credit union to wait to cash the check if you give it reasonable notice.

Can I cash a $3000 check at Walmart?

As of 2018, we have a check cashing limit of $5,000, although we increase this limit to $7,500 from January to April of each year. Our check cashing fees are $4 for any checks up to $1,000. For checks between $1,001 and $5,000, the fee is $8. Two-Party Personal Checks are limited to $200 and have a max fee of $6.

What happens if you cash a postdated check early?

If a bank does pay a postdated check before the check’s date even though it has received proper notice from the customer, the bank is liable to the customer for any loss resulting from the bank prematurely paying the check.